Terms & Disclaimer

In short: these are digital educational products. Nothing here is financial, legal, tax, or investment advice; results are illustrative and not typical; and you should consult a qualified professional licensed where you live before acting on any idea.

1. Educational purpose only

All materials published under the name Vincent Wong and the Imperial Wealth Publications imprint — including every book, guide, calculator, and this website — are provided for general education, information, and reflection only. They are not a substitute for individualized professional advice.

2. Not professional advice

Nothing in these materials constitutes financial, legal, tax, accounting, or investment advice, and none of it should be treated as such. The ideas describe, in general terms, patterns and principles; they do not account for your circumstances, your country, your risk tolerance, or your obligations. Always consult a qualified professional who is licensed in your jurisdiction and familiar with your situation before acting on anything you read.

3. About the author

“Vincent Wong” is a pen name used for this body of work. The author is not your lawyer, accountant, or financial adviser, and no professional relationship is created by your purchase or use of these materials.

4. Results & earnings disclaimer

Any figures, timeframes, examples, or outcomes mentioned are illustrative — chosen to make an idea clear, not to promise a result. Results mentioned are not typical and depend entirely on individual effort, skill, and circumstances. No specific outcome, income, or return is promised or guaranteed.

5. Reader reviews

Reader reviews and testimonials reflect individual experiences and opinions. They may be edited for length, clarity, and privacy, and they are not a guarantee that you will achieve similar results.

6. Investment & wealth risk

Building and holding wealth carries risk, including the possible loss of the money you put in. Past performance is never a guarantee of future results. References to structures such as trusts, companies, or family arrangements are general in nature; laws vary by country and state and change over time, and a structure that is sensible in one place may be unsuitable or unavailable in another.

7. Digital products & delivery

All products are digital downloads (and, where noted, access to an online tool). You are purchasing a licence for your personal use; please do not redistribute, resell, or share the files.

8. Refund policy — the 30-day word

Every tier is covered by a 30-day money-back guarantee. If the collection isn't worth many times what you paid, email us within 30 days of purchase for a full refund — no forms, no questions. You may keep any files already downloaded. To request a refund, contact us at the address below with your order details.

9. Limitation of liability

By purchasing or using these materials you agree that neither the author nor the publisher accepts liability for any outcome, loss, or damage arising from the use, or misuse, of the information contained within them. You act on your own judgment and at your own risk.

10. Changes to these terms

We may update these Terms & Disclaimer from time to time. The version posted here is the one in effect. Your continued use of the site or materials constitutes acceptance of the current terms.

11. Contact

Questions, or a refund request? Email hello@example.com.

By purchasing or using these materials you acknowledge that you have read, understood, and agreed to these Terms & Disclaimer.